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Finance and tax

CTC Calculator

Indian salary CTC-to-take-home calculator with regime comparison, HRA tier detection, and reverse calculation - runs entirely in your browser.

Use the tool Release notes
Version
2026.08
Updated
Runs as
In your browser
Price
Free
Privacy policy

How it works

Get it done in 6 steps.

CTC Calculator turns an Indian salary CTC into an estimated monthly take-home and payslip, compares the old and new tax regimes, and can work backwards from a take-home target to the CTC you need. It runs entirely in your browser, so your salary details stay private.

  1. Pick a tab: CTC to Payslip, or Take-home to CTC.

  2. Enter your Annual CTC, or your target monthly take-home and tax regime.

  3. Choose your State and City. The HRA tier is set from the city, and you can change it.

  4. Optionally add a joining date, monthly rent, your name, and designation.

  5. Choose Calculate Payslip or Find Required CTC to see the breakdown and regime comparison.

  6. Choose Download PDF to save a payslip estimate.

FAQ

Questions about CTC Calculator

Still stuck? Contact us and we'll help.

How accurate is the take-home estimate?

It follows common Indian salary structures and current tax slabs, but every company splits CTC differently. Treat it as an estimate and confirm with your employer's offer letter or payroll team.

Which tax regime should I choose?

Leave Tax Regime on Auto (Best) and the calculator compares both regimes, marks the one that saves you more, and shows how much you save per year.

What does the joining date change?

It adds a pro-rata first month payslip and a salary breakdown until the end of the financial year, based on the months you will work.

Is the PDF an official payslip?

No. The PDF is watermarked DUMMY PAY SLIP because it is an estimate for planning, not a document from your employer.

Is my salary data stored or sent anywhere?

No. All calculations run in your browser and nothing is saved or uploaded.

Release notes

What's new in CTC Calculator.

We update tools often, so each month's changes are grouped together.

  1. August 2026LatestLayout polishv2026.08 ·

    A clearer page with a new banner and tidier results.

    Improved

    • New calculator banner and cleaner result layout
  2. July 2026Launch, compensation summary, and PDFv2026.07 ·

    First release of the CTC Calculator, followed by the full compensation picture, a schedule until the financial year end, and a PDF download.

    New

    • Compensation and Benefits table
    • Salary breakdown until the financial year end
    • Pro-rata first month payslip from your joining date
    • Download the payslip estimate as a PDF

    Features

    • CTC to monthly take-home and payslip
    • Old and new tax regime comparison
    • HRA tier detection from your city
    • Reverse calculation from a take-home target to CTC

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